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True Economic Stimulus

phantome — Mon, 08 Feb 2010 00:36:22 +0000

True Economic Stimulus: Provide Consumers Personalized Advertising “By Request” and Advertisers Access to Exact Consumers.

Powerbar club Reduces Ad Costs, Provides Exact Audience Interaction.

For Consumers, a vast world of advertising income is opening up with the launch of the Boloto Group’s Powerbar club, a viral web-based membership that provides a share of the ad dollars. In addition, by tagging your friends to Join the club, each member shares virally in the ad dollars experienced by their contacts. For Advertisers, 10CentAds.com provides the missing link of advertising – exact audience access and interaction chosen by the advertiser.

Traditional advertising is a shot in the dark. Whether the medium is television, radio, print or the Internet, consumers have been trained over the years to ignore ads. Boloto Group follows a simple industry fact: the only value to an advertiser is the audience. By allowing consumers to choose where and when to view ads and to provide an unmatched value to the advertisers, the consumer earns a share of the ad dollar. That’s Invite5.

The unmatched value for advertisers is a guaranteed 10-second exclusive face time minimum and the unbiased opinion of the ad presentation from one to five stars by their chosen audience. Invite5 membership recognizes and rewards the audience value and connects the advertisers to their exact consumers while immersed in the content the advertiser desires, anywhere on the web.

With Invite5, members are anonymous unlike other advertising platforms. There is no covert data extraction or recording where a member goes on the web. Nor is a personal ID ever shared. Each member has unique code and location on the web to identify their request for ads. This delivers more personalized ads from the advertisers. A simple demographic survey completed during registration provides the advertisers all they need to select their exact audience – the missing link of advertising.

Membership is free and viral. Sharing membership is as simple as playing tag. Create your own invite tag during registration and tell the world to Join i5 with your tag. Whether an organization or individual, everyone that enters your tag during registration is connected to you. That connection is a viral share of the ad dollars when they interact with ads. The viral distribution of the ad dollar continues through seven invite levels. Organizations can provide their audience a life-long value by sharing free Invite5 membership.

“Economic stimulus today is not providing a few hundred dollars to a household one time and hope they spend it at retail. True economic stimulus needs to provide consumers with funds month in and month out that they become comfortable with spending,” said Robert Donnelli, CEO of Boloto Group. “Free Invite5 membership provides just that. There has never been an equal opportunity to earn income. The Invite5 opportunity is unlimited and available for everyone 13 yrs and older worldwide. The Company has worked diligently for years to create a solution for advertisers and consumers. This solution could not have been more timely or more needed than today.”

For advertisers, the 10CentAds.com exchange provides the holy grail of advertising. True audience analysis with exact audience selection, exact content and location mapping, minimum 10 seconds exclusive interaction and unbiased opinion rating of your presentation – all for just 10 Cents. In addition, if the advertisement is entertaining, informative, etc. the audience can click a button and share the ad on over 140 of the largest community, social, blog and video sites. This exposure to millions does not cost one penny more. Viral advertising is free to the world.

For more information about this brand new advertising and the revenue-sharing membership, please visit www.invite5.com.

About the Boloto Group

Boloto Group Inc. is a privately held company that focuses on delivering realistic and affordable solutions to macro-economic needs. Economic Stimulus is the first of four solutions developed from a decade of extensive research and engineering. The remaining address Healthcare Reform, Education and Retirement, and New Commerce to be released in 2010. Boloto Group solutions assist industries and change lives of consumers worldwide.

This is truly a world class OPPORTUNITY! I feel that I have to tell you about. Anybody over the age of 13 can join and make money with no membership fee of any kind. Just click on ads for about 5 minutes a day, share the opportunity with as many friends as you can and have them do the same. This is easy, fast and it works.

WELL what are you waiting for it doesn’t get any easier than this!

Just click button below and WATCH the video.

Remember Opportunities Always Knock have the Courage to Answer.

New page “Create a budget”

phantome — Mon, 04 Jan 2010 18:33:07 +0000

I have added a new page to this site under Steps to success called Create a budget. I hope this will help some of you in your quest for financial freedom. You can access this page from the menu bar above or by clicking this link.

Remember Opportunities Always Knock have the Courage to Answer

The way to REAL financial freedom

phantome — Tue, 24 Nov 2009 22:10:53 +0000

The way to REAL financial freedom!

Your future is bright, reach out and take it!

There is no such thing as a free ride, or everything for nothing. Sorry, but truth is not exciting or sexy or easy. It’s simply the truth, and if you think I’m here to tell you about the next hot get rich quick scheme, well your gonna be disappointed. Get rich quick only works for the people that come up with the scheme, then they sell it to you and get rich quick. Unfortunately in order for them to get rich, it usually means that your going to lose your shirt in the process. Great for them, not so great for you. There are a slew of these scams out there on the Internet right now just waiting for you to to become so desperate that you decide to take a chance on one of them. Sadly most of you won’t stop trying at just one, most of the time it will take 2 or 5 or 10 of these “tries” and “fails” before you realize that these kind of opportunities just don’t work, they will never work. By this time you will be so jaded that the mere thought of creating wealth on your own will fill you with such anger and thoughts of defeat, that you will gladly hand over the reins of control to the self proclaimed experts without so much as a blink. After all you say “ financial planning is all together to complicated a thing for me to ever do it myself, why just look at the bad choices I’ve made so far”. Are you really willing to hide behind that? Will you really throw away your future?

HOGWASH

I will NOT allow you to hide behind that silliness. Your financial future is at stake here people. Your future, your kids future, and your grand-great grand and great great grand kids futures are all at stake here. We as a society have been to willing to hand over the control and responsibility for this, the most important aspect of our lives, to the experts for far to long. It’s time to take them back, it’s time to pull up our boots and learn to do things the right way, and to do them OURSELVES. NO more mutual funds, NO more financial planners, No more get rich quick schemes, and NO believing that the government is going to swoop in on a white stallion to save us when and I say WHEN things go terribly wrong. They didn’t do it this time, did they? The only people the government save are the people that run the big multi-national corporations like GM. You know, the people that give BIG contributions to the political parties. Not people like you and me, correct me if i’m wrong but NOBODY has has offered to bail me out over the last year. How about you? So with that in mind, lets make a promise to ourselves.

From this day forward it is up to us to learn the rules of wealth for ourselves, and implement them for our own best interests, and stop relying on other people to do it for us. Will you make that promise to yourself with me? GREAT! You won’t be sorry. Financial freedom is right around the corner and together we can do this I just know we can.

Right now would be a great time to go and read the rules of wealth pages on this website. Yes yes I know the pages on FAITH and PERSISTENCE are not done yet, I promise they will be before the weekend ok. I will not not post again until they are finished. There is a lot of good information there that you need to read and understand before we continue. So i’m going to leave this here for right now and we will get into specifics next week. Have a great week and remember

Opportunities always Knock have the Courage to Answer!

Why I don’t like RRSPs

phantome — Fri, 20 Nov 2009 17:40:08 +0000

Registered Retirement Savings Plan

The Canadian government’s answer to the falling tax base. Over the last 40 years more and more Canadians have had the ability to put aside money towards “retirement”. In the beginning of this trend people were being very smart about it. They were educating themselves about investing and the power of corporations, and were keeping their money out of the hands of the government tax man. This started putting a dent in tax revenue, so the government had to think up a way to stop this trend. They knew that the people were getting to smart about their financial situation , and any time a population gets to smart for the governments good it’s time to take action. They decided to take advantage of the fact that human beings are basically lazy, and that if given the opportunity most people will take the easiest way out of almost any situation.

Enter the RRSP. Why go to all the trouble of managing your own wealth creation and retirement savings, just let your friendly neighborhood tax man do it for you. After all we all know how the government always has OUR best interests in mind right? All you have to do is open an RRSP account at your favorite bank or investment brokerage house, put X amount of money into it over the coarse of the year, and bingo your done. Your money grows TAX FREE until you reach retirement age, when you convert the RRSP into a RIF ( retirement income fund) and start taking money out to live on for the rest of your life or until the fund runs out of money whichever comes first. Isn’t that easy boys and girls, you don’t have to do anything, you don’t have to learn about investing, you don’t have to research different investments and make decisions for yourself. Just give over your money to the banks and mutual fund managers, and they will do whats best for you. As an added bonus, just for playing ball on this one the government will allow you to use your contributions as a tax deduction, every year that you participate in their little game. Oh by the way, all you Americans reading this. Your 401K accounts work very much the same way as our RRSP accounts so you may want to pay attention too.

Lets take a closer look shall we.

Number 1. TAX FREE. Most people are under the impression that these accounts are tax free, this is just not true. They are TAX DEFERRED. Big difference. What this means is that in return for not paying any taxes while the fund grows, you will pay taxes when you take the money out. So while your mutual fund manager is having fun buying and selling billions of dollars worth of stocks on a daily bases, and raking up millions of dollars a year in brokerage fees ( which he is allowed to take directly out of your fund I might add ). You don’t have to worry about all the capital gains and losses he/she is creating. This is a very good thing for them, because if the mutual fund companies had to pay capital gains taxes on these funds they would very quickly go out of business. So ok we have given them all our extra money, all of our working life. Now it’s time to sit back and enjoy our golden years. Listen very carefully, NO matter how your money is invested at the time your fund becomes a RIF ALL THE MONEY YOU TAKE OUT IS SUBJECT TO INCOME TAX! Don’t believe me? Ask your accountant. How many of you think income tax will be the same or lower when you retire than it is today?

Number 2. Banks and mutual fund companies have OUR best interests at heart. Please, is there anyone out there in the real world who actually believes this? Banks and mutual fund companies have one goal and only ONE goal, and that is to make money for their shareholders, period end of discussion. They don’t give one jot or tittle about your retirement except to the extent that you continue to give them control over your money. How do these people make money? The only source of money these companies have is charging you service fees. Thats right whether you make money or lose money in their funds, they get to charge you fees. Most of these fees you don’t even know about. The biggest of them is brokerage fees. Every time they buy or sell a stock within your fund they get to charge a broker fee, thats why they trade stocks so vigorously, the more they trade the more fees they get to deduct from your fund balance. You never notice this because it come out directly from the fund itself, so they don’t have to list it on your yearly statement. In Canada alone this accounts for billions of dollars. Don’t believe me? Ask your accountant.

Herein lies the reason for the TAX DIFFERED status. By encouraging you to invest in mutual funds within an RRSP or 401K the government has assured itself of a safe and secure source of INCOME TAX for the rest of your life. EG. Lets say you retire with a RIF worth 1 million dollars. You decide to leave the principle in mutual funds at an annual rate of return of 5% ( we will be nice and say the fund averages that for your life time ). This means that the fund itself is generating $50,000.00 a year in income. Is that enough for you and your household? Not mine. I figure the average North American household needs closer to $150,000.00 a year for a decent retirement income, because remember INCOME TAX comes off first. $150,000.00 a year will put you in an approx. 40% tax bracket so this will leave you with roughly $90,000.00 to live on, $60,000.00 going to the tax man. In this example your RIF will decrease in value by $100,000.00 per year or more and you will be out of money in roughly 10-15 years. If you retire at age 65 this means you will be broke sometime between age 75 and 80. If you plan on dieing before then, great if not, what then? This system is designed to have you die penniless, giving as much money to government along the way, over as long a period as possible.

Depressing? Not to worry there is a better way.

Stay tuned

Remember Opportunities Knock have the Courage to Answer.